During this time, Steph provided advice to trustees of defined benefit pension schemes and offered strategic pension advice to corporate entities from a wide range of business sectors, including financial services, health, manufacturing, transportation, and higher education institutions. Steph also has experience with public sector such as the LGPS, the Police Pension Scheme and the Civil Service Pension Scheme, and with “pseudo” public sector pension schemes such as the Railways Pension Scheme and the Universities Superannuation Scheme.

Steph’s extensive experience includes advising on actuarial factors (such as transfer values and early/late retirement), individual member calculations (including high earners and unregistered benefits), scheme funding and assumption setting, benefit changes, member options, pensions as part of wider business transactions, and long-term pension scheme strategy.

Steph also has significant experience in actuarial education, including marking papers for actuarial exams and assessing actuarial apprenticeships.

Steph holds a First-Class Mathematics with Statistics degree from The University of York (graduating in 2004) and a Distinction in a Psychology Masters degree from Manchester Metropolitan University (graduating in 2024).

In her spare time, Steph enjoys exploring the outdoors by running, walking and kayaking.